Blog | The Wealth InFormation Lady

OBBBA: Federal Estate Taxation

The One Big Beautiful Bill Act of 2025 changed taxation for many taxpayers in all income tax brackets.

OBBBA: Bonus Deduction for Seniors

The Omnibus Budget Reconciliation Bill for 2025, known as the One Big Beautiful Bill Act (OBBBA), made the Tax Cuts ...

OBBBA: Social Security Taxation

The One Big Beautiful Bill Act, signed into legislation on July 4, 2025 provides a signiﬁcant amount ...

First Generation Millionaires

Self-made successful people have my deepest respect. Anyone who has worked hard for something appreciates the time,

Retirement, Like a Rubix Cube

We meet with a substantial number of people each year who are preparing for retirement. If you are planning on retiring,

Roth Conversions, a Win-Win

ROTH IRAs can be an incredible tax opportunity for many. If your income falls below certain thresholds updated each

OBBBA: New Standard Deductions

The One Big Beautiful Bill Act, signed into law by President Trump on July 4, 2025, brings sweeping changes that present ...

One Big Beautiful Bill Act: Tax Rates

The One Big Beautiful Bill Act was signed into law by President Trump on July 4, 2025. The new legislation provides ...

Creative Thinking: Updating Your Beneficiaries

Sometimes people ask if we do estate planning. The answer is yes, but we don’t draft trusts or wills ...

Financial Planning is not a Product, it is a Process

A product is often thought of as something that is manufactured. We tend to think of the tangible, like a pile of bricks, a pair of shoes ...

The Importance of Tax Diversification in Your Portfolio

A common discussion I have with my clients is building tax diversification within their portfolio. I started working with a client ...

Impersonating an Investment Advisor Doesn't Make You an Investment Advisor

Recently, news outlets and prosecutors in a news release reported the serious crime of a Wausau, WI man who was ...

The Steps Jack Took for His Chidren

I had a dear client whom I worked with for several years. The first time Jack and I met, I asked him my typical question: What is the most important thing ...

AI: Artificial Intelligence or Authentic Intelligence

“AI” or Artificial Intelligence generally refers to a computer doing what a human can do. Sometimes we are asked ...

Second Generation Millionaires: Inheritors

Some of our clients have become second-generation millionaires through inheritance. Of those ...

Compounding: Working for You, or Against You

I wrote “One Simple Rule for Building Wealth”, about using the “Rule of 72” as an estimation to calculate doubling periods

There Has Always Been Something to Worry About

Tariffs, trade wars, inflation, interest rates, government spending, political fighting, foreign wars ongoing labor shortages,

Qualified Charitable Deductions: Win-Win-Win

Thanks to the Tax Cuts and Jobs Act of 2017, fewer people itemize expenses on their taxes due to the higher standard

Corporate Mergers and Your Retirement

I was talking with a long-time client recently who was reminiscing about what it was like to go through ...

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The Stress I Didn't Know I Had

I had a client retire recently after 43 years of dedication to the same company. John was successful by all ...

Words Matter

I’ve had some highly productive meetings recently with new clients. We are in the process of working through ...

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Keep Flexibility in Your Retirement Plan

Planning for retirement can seem intimidating and is often filled with ambivalence. On the one hand ...

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"I'm Not Retired, I've Rewired"

I had a client retire from her career at an early age, in her mid-50’s. It was a big decision, as both her employment and ...

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Decisions When Your Company Sells

We have many clients who have been dedicated, hard-working long-time employees performing the same job within ...

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Recent Posts

Why Do People Build Wealth

Sometimes, you will hear someone say about another person “they have money!” I have found that interesting as I have never worked with anyone who simply ...

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The Most Overlooked Value of Life Insurance

I met with a hard-working, bright, and successful couple yesterday via video conference. I have gotten to know them more intimately over the past year ...

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The Importance of "Transfer on Death" Designations

I met with a client recently who told me of an interesting situation that she found herself in. Sadly, a few months ago she had ...

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Tariff-ied?

When I send the agenda for our meeting to my clients in advance of our upcoming review of their investment portfolio and financial plan, I ask them ...

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Tax Harvesting: Is It Worth It?

I've written about some of the tax harvesting that we’ve done for our clients and have had many discussions as to how ...

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People as Beneficiaries

I have been helping two sets of clients who are brother and sister to each other. They share as beneficiaries of a few different accounts ...

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Passing Along Your Assets

It is a great feeling as a parent to have achieved your own financial success, having helped your children along the way, with assets to pass along to ...

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